About Us

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Cosmic Capital is a leading private money lender to real estate investors, builders, and developers throughout New Jersey, New York, and Pennsylvania.

We are committed to providing capital solutions that give you a competitive edge and contribute to your business success.


The Details

Property Types: Non-Owner-Occupied Residential, 1-4 Units Apartments, Commercial

Loan Amount: $50,000 to $3,000,000

Loan to Value: Up to 75%

Cash Out Refinance: Up to 70%

Points: 1% to 3%

Interest Rates: Starting at 9.99%

Loan Term: 6 to 12 months

Monthly Payments: Interest Only

Exclusions: Owner-Occupied Residential, Vacant Land, Ground-Up Construction


 

“90% of millionaires become so through owning real estate. More money has been made in real estate than in all industrial investments combined. The wise young man or wage earner of today invests his money in real estate.”

— Andrew Carnegie